Say goodbye to overpriced household essentials. With Gerald, you can shop smart and save more on everyday items, all from an easy-to-use app. Get a cash advance, auto-buy essentials, cover expenses and more. Best of all, there are no credit checks, no interest and no hidden fees.

POPULAR FEATURES:

Instant Cash Advance
- Get a quick cash advance for in-app household purchases, phone plan payments, emergencies, bills and more. Get help when you need it without interest rates, hidden fees or credit checks, and no subscriptions.

*Instant transfers are offered to prior customers who repay their advance on time. New users can activate instant transfers if their bank is eligible and if they earn enough points to be used toward activating instant transfers.

Buy Now Pay Later
- Running low on cash? You can use a Shop Now Pay Later advance toward essential household items on Gerald’s store or a mobile phone plan purchase. A better alternative to traditional buy now pay later apps!

Mobile Phone Plan Advance
- Gerald makes paying for your cell phone plan a breeze. Choose your mobile plan and utilize Shop Now Pay Later to get reliable service without the upfront costs. Users can keep their existing phone numbers. Gerald’s Cranberry Mobile is powered by T-Mobile.

Store Rewards
- Earn money to spend on Gerald's e-store, Cornerstore. Store rewards are given to users who paid their advance on or by their payment date. Get a percentage of that payment back as a reward to use on household essentials and future purchases! Want to hear the best part? Store rewards do not need to be paid back!

Play To Earn
- Turn free time into reward time! Play fun games, complete simple in-app tasks and more to earn coins. Collect points and redeem them for Gerald’s Store Rewards to fund a future purchase.

WHY CHOOSE GERALD?
Gerald is on a mission to empower individuals and families by providing easy access to recurring and essential household products at affordable prices.

Join us at Gerald and experience a new way to shop for your recurring and essential household needs, where your financial well-being is our top priority. Shop smart, save more and embrace a brighter future with Gerald! Download the app to get started today.

LEGAL DISCLOSURE
Gerald does not offer loans. Gerald is NOT a payday loan, cash loan, personal loan, or app to borrow money. By validating your employment you can access money you’ve already earned. Gerald's advance service comes with no minimum or maximum repayment time frame requirements.

(*)Advances have no mandatory min or max repayment period. No interest rate or APR (0% APR or interest). For more information please see Gerald's terms and use: https://joingerald.com/legal/terms-of-use.
Gerald is not affiliated with loan apps, money apps, or any similar apps.

EXAMPLE SCENARIO
If you are approved for a $100 advance, you’ll be required to use a specific portion of that advance on our e-store (i.e. Cornerstore) or on a mobile plan (i.e. Cranberry Mobile). Once this threshold has been met, you can then transfer the remaining balance of the advance to your bank account with no fees attached. For example, if you’re provided with a $100 advance, you may need to allocate at least $50 of this advance towards purchases on Cornerstore or towards a mobile plan through Cranberry Mobile. After meeting this requirement, the remaining $50 can be transferred to your bank account hassle-free and with no fees. In this case, your repayment amount will be $100.

(**) Not all users will qualify. Subject to approval policies.

Website: https://joingerald.com

FOLLOW US:

Twitter: https://twitter.com/joingerald

LinkedIn: https://www.linkedin.com/company/joingerald

PRIVACY: https://joingerald.com/legal/privacy

TERMS OF SERVICE: https://joingerald.com/legal/terms-of-use

Gerald Technologies is a financial technology company, not a bank. Banking services are provided by Gerald’s banking partners.