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19
Cleo: Up to $250 Cash Advance
AI money coach you can actually talk to. Cleo helps 5+ million users budget, save, build credit, or get a cash advance in those low-balance moments. AI MEETS MONEY Cleo turns stressful money life into a simple chat, where you can ask questions and learn about your finances (without being bored to death). Want to know how much you spent on takeout last month? Just ask Cleo… maybe this will be what finally gets you to stop overspending. GET UP TO A $250 CASH ADVANCE (1) Dump your overpriced overdraft and get a spot from Cleo instead. Cleo’s up to $250 cash advance has: - No interest (APR) - No credit checks - No late fees - No direct deposit required SAVE WITH 4.11% APY (2) Grow your wealth with high-yield savings almost nine times higher than the national average. Think of it as the good kind of interest that accumulates on your savings. Choose from four mindless Save Hacks: Set & Forget, Roundups, Smart Save, or Swear Jar—where Cleo fines you for spending at your guilty pleasure stores and adds the cash to your savings. CHALLENGE YOUR SPENDING HABITS Fix your spending relationship with a custom made challenge. Cleo won’t just tell you you need to cut back on eating out. She gets specific. She keeps your challenge on track by showing you money motivation… like you saved an extra $100 by not visiting Starbucks four times a week. BUDGET WITHOUT FEELING RESTRICTED Build a personalized budget (with room for iced coffee). Cleo uses Plaid to read your transaction history in a read-only mode. She can then show you all your accounts in one place, serve you spending breakdown, and share monthly bill trackers and reminders. BUILD CREDIT (WITHOUT A CREDIT CARD) (3) Glide your way to smoother approvals, lower interest rates, and higher credit limits with a credit score your parents can be proud of. Start building your credit with: - 0% APR - Cash advance - Credit score coaching - $1 minimum deposit ACCESS YOUR PAYCHECK UP TO 2 DAYS EARLY (4) Don’t wait until payday. Unlock your earnings early by setting up direct deposits. LEGAL STUFF (1) Subject to eligibility. Amounts range from $20-$250, and $20-$100 for first-time users. Amounts subject to change. Same day transfers subject to express fees. (2) 4.11% Annual Percentage Yield (APY) as of 12/01/2023. Rates are variable and subject to change. Account fees may affect earnings. Cleo is not a bank, banking services provided by Thread Bank, Member FDIC. (3) Credit Builder Card is issued by WebBank, Member FDIC pursuant to a license from Visa USA Inc. Access to the Card is subject to approval. (4) Early access to direct deposit funds not guaranteed, timing may vary. The Cleo Grow subscription service offers users savings goals, hacks, challenges, and access to an annual percentage yield (APY) on savings. The Cleo Plus subscription offers saving goals, hacks, challenges, APY on savings, credit score insights, and access to cash advances if eligible. The Cleo Credit Builder subscription offers saving goals, hacks, challenges, APY on savings, credit score insights, cash advances if eligible, credit history, and priority support. Cleo is not affiliated with Credit Karma, Kikoff Credit Builder Loan, Experian Credit Check, Credit One, Credit Strong, Intuit Credit Karma, Albert, Earnin, Dave Bank, Brigit, Chime, Klover, loan apps, Money Lion, FloatMe Cash Advances, Empower, money apps, Cash Advance, Vola, Grid Money, Venmo, Beem, Line Credit, Rocket Money, Possible Finance, CashNetUSA, Rain Cash Advance, Branch paycheck loans, or Gerald payday credit loans app Learn more about how we share and protect your data at meetcleo.com/page/privacy-policy
Cleo AI Ltd
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4.57 + 关注
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4.33 + 关注
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Installment Loans・Borrow $500+
Are you tired of the hassle and fees associated with traditional fast loans? Well, here's some good news! Our No Credit Check Loans app is here to help you easily achieve your goals and make your dreams come true. Traditional instant loan processes often involve long queues, paperwork, and hidden fees, but with our $500 Installment Loans app, you can say goodbye to all of that. Plus, there are no fees for using the app, making it a cost-effective solution. When it comes to eligibility, our No Credit Check Loans app considers different criteria based on where you live, so residents of certain regions may have specific requirements. We believe in transparency, so we disclose all interest charges and associated fees upfront. To give you an idea, interest rates can range from 5.99% to 35.99%, depending on various factors. Loan durations can vary too, from as short as 65 days up to 2 years. With our $500 Installment Loans app, achieving your financial goals has never been easier! TAILORED LOAN OPTIONS FOR VARIOUS NEEDS Our $500 Installment Loans offer flexible options that fit your needs perfectly. You can choose the loan amount that suits you best, depending on your goal. For example, you can use the No Credit Check Loans app to buy a car, renovate your home, or even organize a wedding! It caters to different situations, so whether you need funds for a personal or financial goal, the No Credit Check Loans app covers you. So, think big and dream big because our $500 Installment Loans app is here to support you every step of the way! MATERIAL DISCLOSURE OF $500 INSTALLMENT LOANS APP Everyone in the US is welcome to use our No Credit Check Loans app, no matter who you are or what your finances are like. We just need a few details from you, like your job experience and credit score. Here's how we figure out the best cash loan deal for you. Now, here's what you've to know on loan terms. You can choose anywhere from a short 65-day term to a longer two-year term. But hey, pay back on time to avoid extra charges. Late payments can get you in hot water with penalties. When it comes to interest rates, they vary depending on the loan type. It's not just the interest itself but also extra fees and insurance costs that make up the annual interest rate (APR). We're talking rates from 5.99% to 35.99% and nominal interest rates ranging from 16% to 26%. Oh, and here's the best part! Our instant loans are unsecured, so if you've got a sweet credit history, you can snag some cash without a pesky credit check. We're all about being fair and transparent, giving you a smooth loan experience based on your financial situation. ANNUAL PERCENTAGE RATE Whenever you avail of credit through our $500 Installment Loans app, you will be subject to an annual interest rate. The APR is determined on a case-by-case basis, considering factors such as your credit score, employment history, monthly income, and other relevant conditions. It comprises the nominal interest rate along with additional fees, ranging from 16% to 26%, which may apply upon receiving the money loan. In the event of a delayed payment, a penalty may be charged. Our application ensures transparency, professionalism, and security throughout your loan journey. REPRESENTATIVE EXAMPLE Suppose you decide to borrow $4,500 for 2 years. Upon taking the fast loan, there will be a 6% organization fee of $270. As a result, your monthly payments will be approximately $206.25. For the cash loan, you will repay a total of $4,950, which includes both the borrowed amount and the organization fee. This translates to an annual percentage rate (APR) of approximately 9.6%. No more worries about unexpected expenses. Get our No Credit Check Loans app today, and enjoy the ease of securing fast loans to cover those last-minute financial needs. Our $500 Installment Loans app helps you borrow money instantly and easily!
KEY ADVICE SOLUTIONS LIMITED
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4.91 + 关注
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